Ledgerly
Cash-flow forecasting for freelancers who are tired of guessing what next month looks like.
The problem
Freelancers with irregular income had no easy way to see whether next month's rent was covered — spreadsheets required upkeep nobody had time for.
Existing budgeting apps were built for salaried income and broke down the moment cash flow got lumpy.
The build
Ledgerly connects to a bank account, learns the shape of irregular income, and projects a 90-day cash position that updates itself.
It flags the specific weeks that look tight, instead of just showing a monthly average that hides the risk.
90-day forecast
A rolling projection that updates automatically as transactions land.
Tight-week alerts
Flags specific weeks likely to run short, not just monthly totals.
Tax set-asides
Auto-splits a percentage of every deposit into a separate view.
No manual entry
Bank sync means the forecast stays current on its own.
Impact
Ledgerly grew past 4,000 users mostly through freelancer newsletters and communities, with no paid acquisition.
Surveyed users reported catching a projected shortfall an average of three weeks before it would have happened.
“It's the first budgeting tool that didn't assume I get paid the same amount every two weeks.”
Stack
See Ledgerly in action
Opens example.com/ledgerly in a new tab.